As the inflation rates increase, many people search for different investment options. They want to put their money into something that will be of higher value in the future. The market keeps rising, and who wouldn’t want a healthy merger of financial growth and safety?
If you are wondering what are the different types of safe investment options, this article is for you. We will tell you about 4 markets you can put your money on with high ROI (Return on Investment). Such a decision can be intimidating at first, but it is a wise decision to fund your future from the present.
Different Investment Options
Investment can be scary; not only it does have many different options but it also should be at the right time and the most suitable course of action for you. Many factors play a crucial role in deciding whether you should put your money in the market or not.
What can make different investment options safe is that before investing, you consider:
- Liquidity
- Market Influence
- Expected return
- Financial plan and goals
- Possible risks
When you think and plan carefully these determinants, and are ready to check the best investment options for you to put your money into, you need to gain knowledge regarding each scope.
There are different options to pick from for investment, and our list of the best markets are:
- Stock
- Corporate bonds
- Cryptocurrencies
- Real estate
What works for one person may not work for the other, and we will give you a guide to each kind of investment.
1. Stock
Investment exhibits different types, and one of the best options to entrust is the stock market. It may seem complicated, but it is all about where to begin and what you are getting into.
You need to consider many factors if you decide that stock investment is the one for you, including:
- Your goals: Is it a long-term investment or a short-term one?
- Your investor profile: The best investment options are with someone who prioritizes protecting your assets. You have to also remember that even conservative approaches may lead to some financial loss.
- Set up your capital and budget: Create a realistic budget that suits your present and will lead to more income in the future.
- Regular expenses and overall debt: Different types of investment options exhibit some kind of charges. The most important thing is that your revenue in the times to come will be higher than these additional costs.
The stock market is volatile, so you have to keep in mind:
- Your time horizon
- Investment goal and your investor profile
- Developing an analytical mindset and analyzing your financial statements
- Building a diversified portfolio
- Tracking your progress, your costs, and your earnings
When you inspect each of these aspects thoroughly, stock market investment will be one of your best and most beneficial options.
2. Corporate Bonds
Investors who buy corporate bonds are lending money to a company that will make a legal commitment to pay interest for your investment. This doesn’t mean you will own equity in the corporation you put your money into, but you will only receive an interest whether the company’s stock price is boosted or it is having any financial difficulty.
Some of the different categories of corporate bond investment options are:
- Convertible bonds: allowing investors to convert their bond holdings into a specific number of the corporation’s common shares with a specific ratio.
- Callable bonds: This feature benefits the company when the interest rates go down, allowing it to redeem the bonds before the scheduled date.
- Zero-coupon bonds: which don’t make regular interest payments, unlike traditional bonds. They rather provide the investor with a sum payment.
Some corporate options include different features in the investment market, such as:
- Fixed interest payment
- Diversification
- Lower risks
- Capital return
- Higher ROI
- Flexibility
3. Cryptocurrencies
Cryptocurrencies are digital currencies, and it is considered one of the best non-tangible investment options. They don’t have central issuing or regularity authorities. It only includes a decentralized system that records transactions and issues new units. This may be a double-edged weapon for some people.
The first cryptocurrency was Bitcoin, which was founded in 2009, and it remains one of the best well-known investment options nowadays.
There are different types of cryptocurrency investment options, including:
- Ethereum
- Litecoin
- Ripple
According to Forbes, in 2009, 1 Bitcoin counted for 0.0009$, while in 2024, it jumped to 73,750$. With such a high increase, cryptocurrencies are one of the best investment options with an ROI peak.
What can make cryptocurrency one of the safe investment options is that it includes a wide range of advantages, such as:
- Cheaper
- Faster money transfers
- Decentralized systems that don’t collapse at one point of failure
There are some disadvantages to investing in cryptocurrency as well, like:
- Price volatility
- High energy consumption for mining activities
- May be used in criminal activities
4. Real Estate
Putting money in the real estate field is one of the best markets you can invest in. It isn’t only a potential for steady income but will also diversify your portfolio.
There are many different real estate investment options including:
- Commercial investment
- Residential investment
You can refer to:
Commercial Real Estate VS Residential Real Estate: Where to Start?
It is one of the growing markets in Egypt, and what makes it one of the safe investment options is that it carries a wide range of pros outweighing its drawbacks.
The advantages of real estate investment include:
- Appreciation of property: Especially since the value of land increases in value and can’t be depreciated.
- Passive income and steady cash flow: Because you can rent your property or, in case it is a commercial unit, you can put it to good use for your business.
- Tax Benefits: As a real estate investor, you can capitalize on many tax deductions that can decrease your tax liability in general.
- Tangible asset: which creates a comforting feeling as you have put your money into something that is solid and stable.
- Availability of professional help for starters: including online real estate platforms that assist you in picking the most suitable unit for you.
Real estate investment may be one of the safe options for you, but it carries different downsides as well, such as:
- It is a long-term investment that requires patience
- Market volatility and economic status
- High initial costs
- Limited liquidity compared to other investment alternatives
Read more in: Why Real Estate is a Bad Investment Unless Done Right
After studying the real estate market and deciding this is the best choice for you, we will tell you about the different investment options you can put your money on.
Residential Real Estate Investment
One of the different real estate investment options is laying out money on a residential property. Many elements play an important role in the value of the unit you decide to purchase, such as:
- The unit’s location and its significance
- Average rents in this area
- Capital requirement
- The economy
- Financing options
The best residential real estate investment options would be in Egypt’s prime locations, including New Cairo, El Sheikh Zayed, New Capital City, and the North Coast.
Additionally, it will be beneficial when you purchase a property from one of the top real estate gurus in Egypt, such as:
- Talaat Mostafa Group
- Palm Hills Developments
- Mountain View
- Madinet Masr
- Morshedy Group
These developers built some of the most elite gated communities in Egypt, in ideal locations in many prestigious areas. For example, New Cairo is the home of many high-end compounds, for instance:
- ZED East
- Villette
- Skyline
- Sarai
- Eelaf Residence
There are fancy residential projects in the West of Cairo, in Sheikh Zayed, as well, such as:
- Nmq
- La Colia
- Dejoya Residence
- Naia West
- Solana Zayed
Both areas are one of the most distinguishing destinations in Cairo, exhibiting a wide range of commercial and residential projects.
One of the safe real estate investment options is commercial assets, and we will tell you what makes it a distinctive kind of expenditure.
Best Commercial Real Estate Investment Opportunities
Commercial real estate includes putting your money into a clinic, a retail unit, an office, or a warehouse. This kind of investment carries a wide range of pros and cons you need to consider.
The Pros of Commercial Real Estate Investment:
- Income potential: whether you use it for your next business address or rental purposes.
- Lease escalations: which call for higher rental prices at regular time intervals.
- Appreciation: especially when it is renovated or through expense management.
- Stability: as its prices are less volatile.
- Inflation protection: as it tends to be a strong border against inflation.
The Cons of Commercial Real Estate Investment:
- Higher costs: requiring a significant amount of capital funding.
- Market risk: that can adversely influence the property’s value.
- Maintenance responsibility: unless you hire a property management company.
There is a wide range of mixed-use projects in both the East and West of Cairo with a notable collection of commercial units.
You can now own your property in one of New Cairo’s unique projects, such as:
- District 5
- The Gray
- Radium
- Rock Gold
- Pulse
Sheikh Zayed and the 6th of October City feature one-of-a-kind commercial projects as well, including:
- Sky Ramp
- Jazebeya
- Space Mall
- West Gate Business Hub
- Five Fifty Five Business Complex
Many different options are available in real estate investment, and to make the best out of your capital, you have to do it wisely. We will tell you how right away.
How to Start Investing in Real Estate
There are different options to start your real estate investment journey, such as:
- Buy a REIT (Real Estate Investment Trust)
This is a great option for those who are looking for the returns of their real estate with the liquidity and relative simplicity advantages of stock investment. However, it exhibits some cons such as price fluctuations, especially when the market declines.
- Flipping investment properties
When you invest in an underpriced home, renovate it, and then resell it, you gain higher profit than the capital you already put in it. Flipping houses is a hard process that requires a lot of patience though.
- Use an online real estate investment platform
Real estate investment platforms connect different developers to investors who are looking forward to purchasing a property and discovering their options.
In Nawy, we offer you these two different options to start your real estate investment expedition. You can find the top properties for sale and resale in Egypt on our website. Additionally, you can also resell your unit through us.
You will find different real estate investment options on Nawy, whether you’re considering putting your money on a commercial unit, a residential property, or one of the elite houses in the North Coast’s luxurious resorts, such as:
- Salt Ras El Hekma
- Solare
- Hacienda Waters
- Silversands
- Plage Mountain View
- SouthMed North Coast
Furthermore, we offer you a variety of services to make your investment go smoothly and in comfort.
Nawy Shares
Nawy’s unique services include Nawy Shares. This is one of the easiest ways to invest in real estate with a little capital. You can now buy shares in a property and follow your income and investments online through the application or the website. Moreover, you can sell it at any time for profit.
This service doesn’t only eliminate the lack of high liquidity to start investing in real estate but also allows you to diversify your real estate investment portfolio by owning shares in different properties in many locations.
Not to mention that Nawy lists the properties with the highest ROI, usually in newly launched projects.
To Conclude
Finances aren’t the only element you need to consider before putting your money in the market for more income. Time is also an important factor when you decide on any of the different investment options listed above.
These investment options may be different, but they all share one crucial aspect: you need to gain knowledge about the market you will invest in, and study its possible drawbacks as well as its advantages.
If the real estate market is the best investment option for you, but you still don’t know the most suitable property for you to buy, Nawy’s expert consultants will help you. Fill in the form on our website to purchase your unit in any of Egypt’s top-tier projects, and they will contact you in no time and assist you throughout the process.
